Tag:Australia

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Simpler Regulatory path for Australia’s Peer to Peer Lending Platforms?
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I’m in FinTech. Do I Need an Australian Financial Services Licence (AFSL)?

Simpler Regulatory path for Australia’s Peer to Peer Lending Platforms?

By Jim Bulling and Daniel Knight

Like riding a bike through Sydney or getting to Melbourne airport, launching a peer to peer lending platform in Australia is possible but not as easy as it should be. The Financial System Inquiry recommended changes and the Government’s response seemed to agree, but we are yet to see what will be done to facilitate innovation in marketplace lending.

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I’m in FinTech. Do I Need an Australian Financial Services Licence (AFSL)?

By Jim Bulling and Daniel Knight

For fintech startups looking to operate in Australia, the hurdle of obtaining an AFSL is often daunting. An AFSL application can be expensive and time consuming but it’s rarely necessary to obtain an AFSL from day one. Whether it’s through an exemption, relief or authorisation, there’s usually another way.

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